The Money Reality Check: Financial Planning for Men in Their 60s

Your 60s are when financial planning stops being theoretical. The decisions you make now — when to claim Social Security, how to draw down your accounts, what to budget for healthcare, how to structure your estate — have consequences that compound over the twenty or thirty years ahead. Most men in this decade are working with an incomplete picture: they know roughly what they have saved, but they haven’t sat down with the full math of what retirement actually costs or where the gaps are. This episode is that reality check. We’ll walk through how to calculate what you’ll genuinely need, the most common income sources and how to maximize them, the healthcare costs that catch retirees off guard, the tax strategies worth knowing before you start withdrawing, and the estate planning basics that too many men put off until it’s too late. No jargon, no sales pitch — just a clear-eyed guide to getting your financial house in order while there’s still time to make it count.

Insight Map

Financial planning for retirement in your 60s covers more ground than most men expect. Here’s a structured breakdown of the key areas: how much you’ll need, what your income sources are, what healthcare actually costs, how to minimize your tax burden, and the estate planning steps worth taking now rather than later.

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The Encore Project Editorial Team

The Encore Project Editorial Team develops research-based articles and practical guidance designed to support senior men navigating life’s second half. Content is created using advanced research tools and AI assistance under the direction and editorial oversight of founder Bill Leighty. Every article is carefully curated to ensure it is relevant, thoughtful, and aligned with The Encore Project’s mission: helping men remain purposeful, engaged, and resourceful in retirement and beyond. The Editorial Team focuses on topics including financial empowerment, creative pursuits, grief and loss, health and wellness, faith, relationships, and lifelong growth.

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